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Terms of Service for Pomegra
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Last Updated: 10/28/2025

Welcome to Pomegra! These Terms of Service ("Terms") govern your use of the Pomegra website, applications, and services (collectively, the "Services") provided by Pomegra ("we," "us," or "our"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please do not use our Services.

1. Acceptance of Terms

By using our Services, you affirm that you are at least 18 years old or have reached the age of majority in your jurisdiction, and are fully able and competent to enter into and comply with these Terms. If you are using the Services on behalf of an organization, you represent and warrant that you have the authority to bind that organization to these Terms.

2. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on our website and updating the "Last Updated" date. Your continued use of the Services after such changes constitutes your acceptance of the new Terms. It is your responsibility to review these Terms periodically.

3. Use of Our Services

3.1. Account Registration

To access certain features of our Services, you may need to register for an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete. You are responsible for safeguarding your account password and for any activities or actions under your account.

3.2. Prohibited Conduct

You agree not to:

  • Use the Services for any illegal purpose or in violation of any local, state, national, or international law.
  • Violate or encourage others to violate the rights of third parties, including intellectual property rights.
  • Post, upload, or distribute any content that is unlawful, defamatory, libelous, inaccurate, or that a reasonable person could deem to be objectionable, profane, indecent, pornographic, harassing, threatening, hateful, or otherwise inappropriate.
  • Interfere with security-related features of the Services.
  • Interfere with the operation of the Services or any user's enjoyment of the Services, including by uploading or otherwise disseminating viruses, adware, spyware, worms, or other malicious code.
  • Attempt to gain unauthorized access to the Services, user accounts, or computer systems or networks connected to the Services.

4. Intellectual Property

Our Services and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks, service marks, copyrights, photographs, audio, videos, music, and User Content belonging to other Users (the "Pomegra Content"), and all Intellectual Property Rights related thereto, are the exclusive property of Pomegra and its licensors (except for your User Content, which you retain ownership of, subject to the license granted below). Except as explicitly provided herein, nothing in these Terms shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from any Pomegra Content.

5. User Content

You retain all your ownership rights in your User Content. However, by posting, uploading, or making available any User Content through the Services, you grant Pomegra a worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display such User Content in connection with operating, providing, and improving the Services and for Pomegra's internal business purposes. This license continues even if you stop using our Services, primarily for the purpose of allowing us to maintain the integrity of our systems and for historical record-keeping.

You represent and warrant that: (i) you either are the sole and exclusive owner of all User Content or you have all rights, licenses, consents, and releases that are necessary to grant to Pomegra the rights in such User Content, as contemplated under these Terms; and (ii) neither the User Content, nor your posting, uploading, publication, submission or transmittal of the User Content or Pomegra's use of the User Content (or any portion thereof) will infringe, misappropriate or violate a third party’s patent, copyright, trademark, trade secret, moral rights or other proprietary or intellectual property rights, or rights of publicity or privacy, or result in the violation of any applicable law or regulation.

6. No Investment Advice; Informational and Educational Purposes Only

IMPORTANT: PLEASE READ THIS SECTION CAREFULLY.

Pomegra and its Services are provided strictly for informational and educational purposes only. The content, data, analysis, tools, and information provided through our Services, including but not limited to market analysis, sentiment analysis, stock data, news aggregation, portfolio tracking features, and any other features or content (collectively, "Content"), do not constitute and shall not be construed as:

  • Financial advice, investment advice, trading advice, or any other type of professional advice;
  • Personalized investment recommendations tailored to your individual financial situation, goals, or risk tolerance;
  • Specific buy, sell, or hold recommendations for any individual user;
  • An offer to buy or sell, or a solicitation of an offer to buy or sell, any securities, financial instruments, or investments;
  • A substitute for consultation with a licensed financial advisor, investment professional, or other qualified professional.

You acknowledge and agree that:

  • Pomegra is not a registered investment advisor, broker-dealer, or financial planner;
  • We do not provide personalized financial, investment, legal, tax, or accounting advice;
  • All investment and trading decisions are made solely by you at your own risk;
  • You should conduct your own research and due diligence before making any investment decisions;
  • You should consult with a licensed financial advisor or other qualified professional before making any investment decisions based on information obtained through our Services;
  • Past performance data or analysis provided through our Services does not guarantee future results;
  • All investments carry risk, including the potential loss of principal, and you are solely responsible for any investment decisions you make.

The Content provided through our Services is derived from various sources and is intended to help you conduct your own research and education. We make no representations or warranties regarding the accuracy, completeness, timeliness, or reliability of any Content. Market conditions can change rapidly, and information may become outdated.

By using our Services, you expressly acknowledge that you understand and accept that you are solely responsible for your own investment decisions and that Pomegra shall have no liability whatsoever for any losses, damages, or consequences arising from your investment decisions or use of our Services.

7. General Disclaimers

THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

8. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL POMEGRA, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM (A) YOUR ACCESS TO OR USE OF OR INABILITY TO ACCESS OR USE THE SERVICES; (B) ANY CONDUCT OR CONTENT OF ANY THIRD PARTY ON THE SERVICES, INCLUDING WITHOUT LIMITATION, ANY DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF OTHER USERS OR THIRD PARTIES; (C) ANY CONTENT OBTAINED FROM THE SERVICES; OR (D) UNAUTHORIZED ACCESS, USE OR ALTERATION OF YOUR TRANSMISSIONS OR CONTENT, WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE) OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE, AND EVEN IF A REMEDY SET FORTH HEREIN IS FOUND TO HAVE FAILED OF ITS ESSENTIAL PURPOSE.

IN NO EVENT SHALL POMEGRA'S AGGREGATE LIABILITY FOR ALL CLAIMS RELATING TO THE SERVICES EXCEED THE GREATER OF ONE HUNDRED U.S. DOLLARS (U.S. $100.00) OR THE AMOUNTS PAID BY YOU TO POMEGRA FOR THE PAST TWELVE MONTHS FOR THE SERVICES.

9. Termination

We may terminate or suspend your access to our Services immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms. Upon termination, your right to use the Services will immediately cease.

You may terminate your account at any time by discontinuing your use of the Services or by contacting us. All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.

10. Indemnification

You agree to defend, indemnify, and hold harmless Pomegra and its licensee and licensors, and their employees, contractors, agents, officers, and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney's fees), resulting from or arising out of a) your use and access of the Service, by you or any person using your account and password; b) a breach of these Terms, or c) User Content posted on the Service.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, United States of America, without regard to its conflict of law principles. You agree to submit to the personal jurisdiction of the federal and state courts located in Santa Clara County, California for any actions for which we retain the right to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation or violation of our copyrights, trademarks, trade secrets, patents, or other intellectual property or proprietary rights, as set forth in the Dispute Resolution provision below.

12. Dispute Resolution

PLEASE READ THIS SECTION CAREFULLY AS IT AFFECTS YOUR RIGHTS.

Most user concerns can be resolved quickly and to the user's satisfaction by emailing our support team at info@pomegra.io. In the unlikely event that our support team is unable to resolve a complaint you may have (or if Pomegra has not been able to resolve a dispute it has with you after attempting to do so informally), we each agree to resolve those disputes through binding arbitration or small claims court instead of in courts of general jurisdiction.

Arbitration is more informal than a lawsuit in court. Arbitration uses a neutral arbitrator instead of a judge or jury, allows for more limited discovery than in court, and is subject to very limited review by courts. Arbitrators can award the same damages and relief that a court can award. We each agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision.

Any arbitration will be conducted by the American Arbitration Association (AAA) under its Consumer Arbitration Rules (the "AAA Rules") then in effect, except as modified by this "Dispute Resolution" section. The AAA Rules are available at www.adr.org or by calling 1-800-778-7879. Payment of all filing, administration, and arbitrator fees will be governed by the AAA Rules.

YOU AND POMEGRA AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. Further, unless both you and Pomegra agree otherwise, the arbitrator may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. If this specific provision is found to be unenforceable, then the entirety of this arbitration provision shall be null and void.

13. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

14. Entire Agreement

These Terms constitute the entire agreement between you and Pomegra regarding our Service, and supersede and replace any prior agreements we might have had between us regarding the Service.

15. Contact Information

If you have any questions about these Terms, please contact us at info@pomegra.io.

PLEASE READ THESE TERMS CAREFULLY. BY USING OUR SERVICES, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE.